Reliable Sustainable Provider

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Mon-Fri (8am - 6pm) Sat-Sun (10am - 2pm)

(24 hours / 7 days) +1 (888) 533- 3211

633 W 5th Street. Los Angeles CA

More About A.P.R.

We Are Fully Dedicated To Support You

We Will Support You In Your Venture

Dedicated Support & Guidance for New Investors and Buyers

At APR Capital Mortgage, we understand that every investor’s journey begins with a vision and a first step. Whether you’re buying your first investment property, exploring new markets, or planning a long-term real estate strategy, our dedicated team is here to ensure you feel informed, confident, and empowered at every stage. Our mission is to help you navigate the complexities of the real estate market with clear guidance, transparent options, and trusted expertise.

Support Service

Our support services are designed with your success in mind. From the moment you connect with us, you’ll have access to knowledgeable advisors who can answer your questions, review your goals, and connect you with the best loan programs available. We walk you through every document, clarify every term, and help you make smart decisions that align with your investment objectives. You’re never alone — our team is your partner from application to funding and beyond.

Refinance Guide

Refinancing can be a powerful tool to increase cash flow, reduce expenses, or leverage equity for new opportunities. Our refinance guide breaks down your options in simple, practical steps so you can see how a tailored refinance strategy could work for your unique situation. We provide clear scenarios, real-world examples, and personalized recommendations to help you take advantage of today’s market conditions while protecting your long-term financial goals.

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20+

Years Of Experience Nationwide Banking
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90%

Customer Support
# WHAT'S YOU EXPECT

We Have Offer For You That You Expect

Home Equity Loans & Mortgage Rate

Home Equity Loans Unlock the value sitting in your property with a flexible home equity loan built for real estate investors who know how to put capital to work. Whether you’re funding renovations, consolidating high-cost debt, or securing cash for your next acquisition, our team structures home equity solutions that make sense for your long-term goals. We focus on what the numbers support, not just your credit file — so you can tap your equity, grow your portfolio, and stay liquid when it matters most.

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Ground-Up Construction Loans

Ground-Up Construction Loans Building from the ground up shouldn’t feel like fighting uphill. Our ground-up construction loans are designed for developers and investors who need fast, reliable capital with draw schedules that keep projects moving. We underwrite the land value, construction plan, and exit strategy — not just old balance sheets. From single-family infill to large multi-unit or mixed-use projects, we back you with straightforward terms and a team that knows how to keep contractors, inspectors, and funding aligned until the last nail is in.

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Home Equity and Purchase

Funding your next acquisition doesn’t have to be complicated. Our purchase loans are built for serious investors and buyers who need competitive terms, clear timelines, and real certainty of close. We focus on asset value, revenue potential, and your plan — not just the same checklist the big banks use to stall deals. Whether you’re buying your first income property or adding another door to your portfolio, we give you the direct capital and straight answers you need to move fast and negotiate from a position of strength.

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Refinancing Service

When it’s time to refinance, you need a lender that sees the real opportunity — not just the paperwork. We help you restructure debt, pull cash out for growth, or secure better terms to strengthen your bottom line. Our refinance programs are tailored for investors, small business owners, and developers who need clear answers, fast approvals, and capital that works for the next phase — whether you’re holding, expanding, or pivoting in the market. Keep more equity, unlock new leverage, and move forward with confidence.

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29

Years Of Experience

7

Offices Worldwide

56

Direct Lending Partners

25

Services Programs

Fun Fact

EXECUTIVE ASSISTANTS 30 Day Accredited MLO | LO Classes & Training

Featured Services For You

Flexible Funding, Tailored Lending & Proven Support

Whether you’re a seasoned real estate investor or taking your first steps into property ownership, National Mortgage Capital and our trusted funding partners are here to empower your success. We provide a full suite of lending solutions, including bridge loans for acquisitions, asset-based mortgages, DSCR and rental property loans, ground-up construction financing, and subordinated debt or equity programs for more complex projects. Through our customized underwriting, direct capital access, and dedicated advisory support, we help you move quickly, structure deals smartly, and build lasting wealth. Our commitment is simple: to deliver the capital and confidence you need, when you need it most.

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Get Mortgage Quote

APR Capital Mortgage, we know every investor and buyer has different goals — and the right funding strategy makes all the difference. Our featured services are designed to deliver flexible, responsive, and tailored solutions that help you succeed in today’s market. We provide a full range of loan programs, including bridge loans, fix & flip financing, DSCR and rental property loans, ground-up construction funding, and structured subordinated debt or equity for more complex projects. Backed by our nationwide lending network and direct portfolio capital, we help you close faster, negotiate better, and build your portfolio with confidence. Whether you’re refinancing, expanding, or acquiring your first investment property, our trusted advisors are with you every step of the way.

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Categories Of Loan

Find A Own Loan

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A Conventional Home Loan

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Homeready Fannie Mortgage

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Renovation Loans For Buyers

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Down Payment Has Stalled

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Need Conforming Limit

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High Balance Mortgage

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VA Loans For Military

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Loans For Condo Support

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image Home Loan

A Conventional Home Loan

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image Homeready

Homeready Fannie Mortgage

Migration do amet contur diisci velit suia nonnua

image Renovation Loans

Renovation Loans For Buyers

Migration do amet contur diisci velit suia nonnua

image Purchase Loans

Down Payment Has Stalled

Migration do amet contur diisci velit suia nonnua

image Home Loan

Need Conforming Limit

Migration do amet contur diisci velit suia nonnua

image Home Loan

High Balance Mortgage

Migration do amet contur diisci velit suia nonnua

image VA Loan

VA Loans For Military

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image Condo Loan

Loans For Condo Support

Migration do amet contur diisci velit suia nonnua

image Home Loan

A Conventional Home Loan

Wigration do amet contur diisci velit suia nonnua

image Homeready

Homeready Fannie Mortgage

Wigration do amet contur diisci velit suia nonnua

image Renovation Loans

Renovation Loans For Buyers

Wigration do amet contur diisci velit suia nonnua

image Purchase Loans

Down Payment Has Stalled

Wigration do amet contur diisci velit suia nonnua

image Home Loan

Need Conforming Limit

Wigration do amet contur diisci velit suia nonnua

image High Balance

High Balance Mortgage

Wigration do amet contur diisci velit suia nonnua

image VA Loans

VA Loans For Military

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image Condo Support

Loans For Condo Support

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Our Step And Process

Getting From Application to Funding in 4 Steps and Processing in 4 Step Understanding

Take The First Step Toward The Right Mortgage

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FAQ

Need Help? Read Popular Questions

Qualifying for a private loan with National Mortgage Capital is more straightforward than you might think — but you still need to be prepared. We focus on the strength of your asset, your exit strategy, and your experience as an investor — not just your tax returns or perfect credit. Bring us the real numbers, your plan for the property, and your commitment to get the deal done right. If the property makes sense and you’ve got a realistic plan, we’ll back you with flexible terms and a team that moves quickly. We’re not here to sugarcoat: we’re here to close smart deals with investors who know what they want and aren’t afraid to do the work.

Our licensed MLOs and loan officers don’t just push paperwork — they make sure you actually understand what you’re signing. From rates and terms to repayment structures and exit strategies, our team breaks down every part of your mortgage in plain language so you feel secure and confident moving forward. We believe in straight answers, no confusion, and real accountability — because you deserve to know exactly how your loan works, now and in the future.

Yes — if you’re an investor with a solid deal, you can absolutely get funding without a traditional credit score. At National Mortgage Capital, we offer asset-based and non-doc loan programs that focus on the value of the property and your strategy — not just your personal credit file. With our 50% LTV options, you can secure private capital for a qualified investment property, even if you have limited or no reportable credit. We underwrite your deal based on the real numbers: property value, equity, revenue potential, and your plan for repayment. Bottom line — if the deal makes sense, we’ll work to make it happen, no fluff, no false promises.

We specialize in delivering direct capital solutions for real estate investors, developers, and business owners who need more than just a standard loan. From subordinated debt programs and structured equity placements to traditional loans for owner-occupied and non-owner-occupied properties, we tailor every deal to your strategy — not just your credit file. As active investors ourselves, we understand the real demands of commercial real estate and portfolio growth. That’s why we offer direct funding from $250,000 to $99 million and above, with asset-based terms that help you secure acquisitions, refinance, or build ground-up with confidence. Our focus is simple: real capital, real partners, and real results for clients who expect more than just an off-the-shelf mortgage.

Flexible, Direct Funding - “Direct capital for investors — from sub debt and equity to traditional loans, owner-occupied or not, funded from $250K to $99M+ for serious CRE growth.” “Sub Debt • Equity • Traditional Loans — Direct Funding for CRE Investors Nationwide ($250K–$99M+). Owner-Occupied & Non-Owner-Occupied.”

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Testimonials

People Are Saying About Us.