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- Mail Us: admin@aprcapitalmortgage.com
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Contact us admin@aprcapitalmortgage.com
(24 hours / 7 days) +1 (888) 533- 3211
633 W 5th Street. Los Angeles CA
We Are Fully Dedicated To Support You
We Will Support You In Your Venture
Dedicated Support & Guidance for New Investors and Buyers
At APR Capital Mortgage, we understand that every investor’s journey begins with a vision and a first step. Whether you’re buying your first investment property, exploring new markets, or planning a long-term real estate strategy, our dedicated team is here to ensure you feel informed, confident, and empowered at every stage. Our mission is to help you navigate the complexities of the real estate market with clear guidance, transparent options, and trusted expertise.
Support Service
Our support services are designed with your success in mind. From the moment you connect with us, you’ll have access to knowledgeable advisors who can answer your questions, review your goals, and connect you with the best loan programs available. We walk you through every document, clarify every term, and help you make smart decisions that align with your investment objectives. You’re never alone — our team is your partner from application to funding and beyond.
Refinance Guide
Refinancing can be a powerful tool to increase cash flow, reduce expenses, or leverage equity for new opportunities. Our refinance guide breaks down your options in simple, practical steps so you can see how a tailored refinance strategy could work for your unique situation. We provide clear scenarios, real-world examples, and personalized recommendations to help you take advantage of today’s market conditions while protecting your long-term financial goals.

20+
Years Of Experience Nationwide Banking
90%
Customer SupportWe Have Offer For You That You Expect
Home Equity Loans & Mortgage Rate
Home Equity Loans Unlock the value sitting in your property with a flexible home equity loan built for real estate investors who know how to put capital to work. Whether you’re funding renovations, consolidating high-cost debt, or securing cash for your next acquisition, our team structures home equity solutions that make sense for your long-term goals. We focus on what the numbers support, not just your credit file — so you can tap your equity, grow your portfolio, and stay liquid when it matters most.
Contact UsGround-Up Construction Loans
Ground-Up Construction Loans Building from the ground up shouldn’t feel like fighting uphill. Our ground-up construction loans are designed for developers and investors who need fast, reliable capital with draw schedules that keep projects moving. We underwrite the land value, construction plan, and exit strategy — not just old balance sheets. From single-family infill to large multi-unit or mixed-use projects, we back you with straightforward terms and a team that knows how to keep contractors, inspectors, and funding aligned until the last nail is in.
Contact UsHome Equity and Purchase
Funding your next acquisition doesn’t have to be complicated. Our purchase loans are built for serious investors and buyers who need competitive terms, clear timelines, and real certainty of close. We focus on asset value, revenue potential, and your plan — not just the same checklist the big banks use to stall deals. Whether you’re buying your first income property or adding another door to your portfolio, we give you the direct capital and straight answers you need to move fast and negotiate from a position of strength.
Contact UsRefinancing Service
When it’s time to refinance, you need a lender that sees the real opportunity — not just the paperwork. We help you restructure debt, pull cash out for growth, or secure better terms to strengthen your bottom line. Our refinance programs are tailored for investors, small business owners, and developers who need clear answers, fast approvals, and capital that works for the next phase — whether you’re holding, expanding, or pivoting in the market. Keep more equity, unlock new leverage, and move forward with confidence.
Contact Us29
Years Of Experience
7
Offices Worldwide
56
Direct Lending Partners
25
Services Programs
EXECUTIVE ASSISTANTS 30 Day Accredited MLO | LO Classes & Training
Featured Services For You
Flexible Funding, Tailored Lending & Proven Support
Whether you’re a seasoned real estate investor or taking your first steps into property ownership, National Mortgage Capital and our trusted funding partners are here to empower your success. We provide a full suite of lending solutions, including bridge loans for acquisitions, asset-based mortgages, DSCR and rental property loans, ground-up construction financing, and subordinated debt or equity programs for more complex projects. Through our customized underwriting, direct capital access, and dedicated advisory support, we help you move quickly, structure deals smartly, and build lasting wealth. Our commitment is simple: to deliver the capital and confidence you need, when you need it most.

Get Mortgage Quote
APR Capital Mortgage, we know every investor and buyer has different goals — and the right funding strategy makes all the difference. Our featured services are designed to deliver flexible, responsive, and tailored solutions that help you succeed in today’s market. We provide a full range of loan programs, including bridge loans, fix & flip financing, DSCR and rental property loans, ground-up construction funding, and structured subordinated debt or equity for more complex projects. Backed by our nationwide lending network and direct portfolio capital, we help you close faster, negotiate better, and build your portfolio with confidence. Whether you’re refinancing, expanding, or acquiring your first investment property, our trusted advisors are with you every step of the way.
Get A QuoteFind A Own Loan

A Conventional Home Loan
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Homeready Fannie Mortgage
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Renovation Loans For Buyers
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Down Payment Has Stalled
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Need Conforming Limit
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High Balance Mortgage
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VA Loans For Military
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Loans For Condo Support
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A Conventional Home Loan
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Homeready Fannie Mortgage
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Renovation Loans For Buyers
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Down Payment Has Stalled
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Need Conforming Limit
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High Balance Mortgage
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VA Loans For Military
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Loans For Condo Support
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A Conventional Home Loan
Wigration do amet contur diisci velit suia nonnua

Homeready Fannie Mortgage
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Renovation Loans For Buyers
Wigration do amet contur diisci velit suia nonnua

Down Payment Has Stalled
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Need Conforming Limit
Wigration do amet contur diisci velit suia nonnua

High Balance Mortgage
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VA Loans For Military
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Loans For Condo Support
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Getting From Application to Funding in 4 Steps and Processing in 4 Step Understanding
Appraisal
Pre-Approval — Always Free
Our process starts with a free, no-obligation pre-approval so you know exactly where you stand before you move forward. We quickly review your property, funding needs, and project goals, then outline how much you may qualify for — at no cost to you. This positions you to compete confidently and close faster with trusted numbers up front.

Appraisal & Due Diligence
1. Appraisal & Due Diligence
Once you’re ready to proceed, we coordinate a full property appraisal and due diligence review. This step confirms the value and condition of your asset, ensuring it meets our lending guidelines. Our trusted appraisal partners deliver clear, reliable reports, so you have the facts you need to structure your deal right from the start.

Coordination
2. Coordination
After your appraisal, our team takes charge of coordinating all details behind the scenes. We work directly with you, your broker, and any legal or title partners to gather final documents, verify information, and keep your deal on track. This proactive approach prevents last-minute issues and ensures your timeline stays on target.</

Final Terms & Conditions
Final Terms & Conditions
With all information verified, we prepare your final loan terms and conditions. You’ll receive a clear breakdown of rates, fees, and repayment structures that match your goals. We walk you through each detail, answer your questions, and make sure you’re comfortable before moving to the final underwriting stage.

Underwriting for Approval
Underwriting for Approval
Your file then moves to underwriting for final review and approval. Our in-house underwriters carefully review all documentation, run compliance checks, and issue any final conditions for closing. Once these conditions are met, your deal is clear to close — with no surprises at the finish line.

Closing Basics
5. Closing Basics
Once underwriting is complete, we prepare your final loan documents and coordinate all signings through our closing partners. We review all documents with you, ensuring you understand every detail and have full clarity before signing. Our goal is to make closing straightforward, efficient, and free of stress.

14-Day Closing
14-Day Closing
For qualified transactions, our streamlined process allows for fast closings — sometimes in as little as 14 days from application to funding. We know timing is critical for investors and buyers competing in today’s market. Our responsive team, direct funding network, and dedicated closing specialists help you close your deal on schedule.

Full Online Services & Hard Money Requests
Full Online Services & Hard Money Requests
National Mortgage Capital and APR Capital Mortgage offer full online services, so you can complete your application, submit documents, and track progress anytime, anywhere. For clients needing quick-turn hard money funding, we provide flexible solutions with customized terms designed for speed and reliability — helping you move on opportunities as they arise.

Take The First Step Toward The Right Mortgage

Need Help? Read Popular Questions
Qualifying for a private loan with National Mortgage Capital is more straightforward than you might think — but you still need to be prepared. We focus on the strength of your asset, your exit strategy, and your experience as an investor — not just your tax returns or perfect credit. Bring us the real numbers, your plan for the property, and your commitment to get the deal done right. If the property makes sense and you’ve got a realistic plan, we’ll back you with flexible terms and a team that moves quickly. We’re not here to sugarcoat: we’re here to close smart deals with investors who know what they want and aren’t afraid to do the work.
Our licensed MLOs and loan officers don’t just push paperwork — they make sure you actually understand what you’re signing. From rates and terms to repayment structures and exit strategies, our team breaks down every part of your mortgage in plain language so you feel secure and confident moving forward. We believe in straight answers, no confusion, and real accountability — because you deserve to know exactly how your loan works, now and in the future.
Yes — if you’re an investor with a solid deal, you can absolutely get funding without a traditional credit score. At National Mortgage Capital, we offer asset-based and non-doc loan programs that focus on the value of the property and your strategy — not just your personal credit file. With our 50% LTV options, you can secure private capital for a qualified investment property, even if you have limited or no reportable credit. We underwrite your deal based on the real numbers: property value, equity, revenue potential, and your plan for repayment. Bottom line — if the deal makes sense, we’ll work to make it happen, no fluff, no false promises.
We specialize in delivering direct capital solutions for real estate investors, developers, and business owners who need more than just a standard loan. From subordinated debt programs and structured equity placements to traditional loans for owner-occupied and non-owner-occupied properties, we tailor every deal to your strategy — not just your credit file. As active investors ourselves, we understand the real demands of commercial real estate and portfolio growth. That’s why we offer direct funding from $250,000 to $99 million and above, with asset-based terms that help you secure acquisitions, refinance, or build ground-up with confidence. Our focus is simple: real capital, real partners, and real results for clients who expect more than just an off-the-shelf mortgage.
Flexible, Direct Funding - “Direct capital for investors — from sub debt and equity to traditional loans, owner-occupied or not, funded from $250K to $99M+ for serious CRE growth.” “Sub Debt • Equity • Traditional Loans — Direct Funding for CRE Investors Nationwide ($250K–$99M+). Owner-Occupied & Non-Owner-Occupied.”

People Are Saying About Us.
Olivar Lucy
Marketing Assistant“If you ever get the chance to work with Jermaine, don’t expect him to sugarcoat anything — and honestly, that’s the best thing about him. He’ll call you out when you’re playing small or getting sloppy, but then he’ll be the first to roll up his sleeves and help you fix it. That’s just who he is: firm when it matters, but always on your side when it counts. I’ve watched him build teams that actually trust each other because they know he’s serious about keeping people secure — not just in the day-to-day office drama, but in their careers and their future. He doesn’t want partners who are dependent; he wants people who grow stronger, smarter, and more resilient because they’ve got a real leader backing them up. What I respect most is how he runs his marketing charters” — L. Carter, Senior Marketing Partner
Leslie Williamson
FounderJermaine is one of the few directors I’ve seen in this industry who understands that real marketing for financial firms is about more than just looking good online. He knows the value of protecting your message, staying compliant, and holding the whole team to clear standards that get real respect — from lenders, brokers, and investors alike. If you’re not ready for that, he’ll tell you straight. If you are, he’ll back you every step of the way. He’s not polite — and thank God for that. He’s real, he’s protective, and he shows up for the people who show up for themselves. That’s the kind of person you want in your corner when you’re building something that matters.” Leslie Williamson
Olivar Lucy
Designer“If you’ve never worked with Jermaine, here’s what you should know: he doesn’t waste time on polite nonsense — but he knows exactly how to keep you moving in the right direction. He’s one of those directors who will cut through your excuses, tell you the truth you probably don’t want to hear, then show you exactly how to fix it so you actually get results. He runs his companies — and his teams — with the same energy: firm when he needs to be, but the guy will go out of his way to make sure you’re secure, protected, and set up for the long run. He doesn’t just care about the deal you’re closing today; he wants you to be building something that’ll still be paying you in five, ten, twenty years. And when it comes to marketing? Jermaine is hands-down one of the sharpest directors I’ve seen for financial firms. He understands real marketing charters — the kind that protect your message, your brand position, your legal compliance, and your growth. He doesn’t do fluff or last-minute half-baked campaigns. He wants strategies that stand up under scrutiny and actually bring in qualified capital. I’ve watched him push brokers and investors to think bigger, use better messaging, and stick to the standards that get respect in this industry. You’ll learn a lot working with him — but you’d better be ready to handle the truth and do the work. That’s why people stick with him: he’s not polite, but he’s loyal, he’s real, and he’s got your back when it counts.”** — T. Reynolds, Senior Funding Consultant